'Sinistro' é um acidente que causa danos e/ou prejuízos a um bem segurado e, por isso, o termo está presente na apólice do seguro. Não importa a forma do acontecimento, se de maneira súbita, involuntária ou imprevista.
como agir
Conheça a seguir algumas situações em que pode ocorrer o sinistro e saiba como proceder em cada uma delas.
REPORT THE CLAIM
Notify your UniBrokers account manager as soon as possible. Your account manager will send you the claim form, advise you on the necessary steps and assist you with submitting the claim to the insurer.
The claim must be reported to UniBrokers/Insurer within a maximum of 5 days.
COLLECT THE DRIVERS’ DETAILS
Take photographs of the documents of the drivers involved, including their ID, NUIT and Driving Licence.
Also record their addresses, telephone numbers and email addresses.
IN CASE OF A HIT AND RUN
If any vehicle leaves the scene, try to record its registration number, make, model or any other identifying features, and report the incident to the relevant authorities.
RECORD THE DATE AND TIME
Make a note of the date and time when the incident occurred. This information will be required when completing the claim form.
IDENTIFY ANY WITNESSES
If there are any witnesses to the accident, record their names and contact details so that they can be contacted later, if necessary.
SEND THE DOCUMENTATION TO UNIBROKERS
Once the claim form has been completed, send it to UniBrokers together with all photographs, documents and any other information collected.
RECORD THE DAMAGE
In the event of a motor accident, take photographs of the damage to both vehicles, making sure that their registration plates are clearly visible.
IN CASE OF INJURY
If anyone is injured, immediately contact the relevant authorities and emergency services. Do not move injured persons unless they are in immediate danger.
Whenever possible, also record the hospital or medical facility to which they are taken.
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Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
Very helpful fully explaining the different plans. Cash value is accessed via policy loans, which accrue interest and reduce cash value our valuable items.
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